Terms of Service

Use of this site is on the terms below. They exist to be clear about what published guidance is and what it is not.

Currency of the Content

The material is prepared carefully and still cannot be warranted as complete or up to date. Regulations and market prices both change faster than published guidance does.

External Links

Where an outside site is linked, it is because it is relevant. The linked organization, its services and its accuracy are its own affair.

Changes

What appears on this page is the current agreement. Whatever appears here when a reader visits is the operative version.

Information, Not Professional Advice

These guides address the typical case, never a particular property. Where what is written here conflicts with what a qualified professional says about the actual job, the professional is right.

Reuse of Content

The writing on this site is not free for reuse. A brief quotation with attribution and a link is fine, wholesale reproduction is not permitted.

Limitation of Liability

The reader decides what to do with what they read here. No liability is accepted for loss or cost arising from acting on published guidance, to the fullest extent the law permits.